Payment made painless with same day bulk payments 

How CalmonyPay compares to BACS?

CalmonyPay is a digital faster payment account so you can quickly and easily make bulk supplier, landlord and payroll payments without the expense or waiting time of BACS. 

Meaning that your customers get paid faster, and so do you. 


BACS payments take three working days to reach account

BACS payments have cut off times and only clear on working days

Higher monthly fee

Waits for funds to clear before your can authorise and send the BACS payment

Typical fees:
Same day payment £15
Next day payment £0.40 per beneficiary
Three day payment £0.35 per beneficiary

£5 each time you upload a file


Instant payments 24/7

No cut off and clears instantly

Low monthly fee

No file upload and processing fees

No unnecessary fees

Upload and edit Excel payment file

You can edit your BACS file once uploaded

No file to upload?
You can build your own online payment file

Easy online application


Why pay in bulk with CalmonyPay

Simple Application

BACS application process is complicated and requires company and personal guarantees.

Easy Import

Import BACS or CSV files generated by your CRM, accounting and payroll software.

Build as you go

If you don't use an accounting software, you can quickly build your own bulk payment file.

One Click Payment

Once uploaded or built, with one single authentication all your payments will be made. Each transaction will appear as an individual transaction on your statement.

Future Payments

One bulk payment file can have all different payment dates in it, freeing up your time.

Payments 24/7

No cut offs or clearing periods. Your payments are processed 7 days a week 24 hours a day.

How it works…

Who can use CalmonyPay?

Any business can use CalmonyPay...


Estate Agents

Letting Agents

Block management

Franchise groups

Right to manage

Housing associations

Commercial landlords

Landlord partnerships

Commercial agents

Professional Services




Small Businesses









End to End Security

Calmony uses two factor authentication to access your account and to make payments, in addition to restricting payments out to chosen users.